I help financial institutions and businesses make successful financial deals and transactions. My practice is centered around areas such as secured and unsecured lending, asset-based lending, real estate financing, letters of credit and credit enhancement transactions, taxable and tax exempt bond financing, affordable housing financing, syndicated loans, and ESOP financings. I also help with commercial loan restructures and workouts as well as foreclosures and liquidations. These activities can be complex and time-consuming, and my goal with my team is to lift the burden of the legal details from my clients. I consider the transactions successful when we are able to reach practical effective solutions to address both the lender’s and the borrower’s issues and concerns without over-lawyering. 


Working with many of the major financial institutions in the region, I counsel lenders and borrowers on issues related to commercial financing and credit transactions. I work with lenders who issue multimillion-dollar credit enhancements, such as direct pay letters of credit, as well as with lenders who directly purchase the bonds. In connection with tax exempt bond financings, I have also served as counsel to the issuer and as bond counsel. My work has helped finance numerous for-profit and not-for-profit businesses as well as a public utility and affordable housing projects in New Hampshire. I have also helped lenders with multimillion-dollar workout financings that involved multiple manufacturing facilities.  

Although I am a Rhode Islander by birth, my family and I are very involved in New Hampshire and its communities. When I am not attending my children’s school and sporting events, I enjoy gardening and working on my antique Colonial house. I have been involved in various political campaigns and have volunteered for the Women’s Business Center as a past vice chair. 

Representative Matters

  • Served as counsel to lenders issuing multimillion dollar credit enhancements in the form of direct pay letters of credit and bond purchase agreements for revenue bonds issued by state authorities.
  • Served as counsel to issuer and as bond counsel in connection with tax exempt bond financings.
  • Served as counsel to lender in multimillion-dollar financing to a public utility.
  • Served as counsel to lenders in affordable housing projects in New Hampshire.
  • Served as counsel to lender with respect to a multimillion-dollar workout financing involving multiple manufacturing facilities.

Community Involvement

  • Women's Business Center, Past Vice Chair


Get in touch

        Services & Industries

        Banking & Commercial Finance

        Bankruptcy & Creditors' Rights

        Business Finance

        Municipal Bonds & Public Finance

        Real Estate

        Real Estate Development

        Real Estate for Businesses

        Bar Admissions

        New Hampshire

        Rhode Island

        Education

        Catholic University of America- Columbus School of Law, JD, 1988

        Emory University, BBA, honors, 1985

        Awards & Affiliations


        Selected by her peers for inclusion in The Best Lawyers in America© 2017 in the fields of Banking and Financial Law and Commercial Financial Law.

        Named the Best Lawyers® 2017 Banking and Finance Law "Lawyer of the Year" in Manchester, NH.

        Selected by her peers for inclusion in The Best Lawyers in America© 2016 in the fields of Banking and Financial Law and Commercial Financial Law.

        Named a 2015 "Best Lawyer" by Best Lawyers®

        Selected by peers for inclusion in The Best Lawyers in America® since 2012 in the field of Commercial Finance Law and Banking and Finance Law

        Recognized and ranked in Band 1 in the Chambers USA since 2005 as one of America's leading attorneys in Corporate and Finance Law

        Recognized as a New England Super Lawyer, Business/Corporate, 2013, 2014

        BV® "Distinguished" Rating by Martindale-Hubbell

         


        New Hampshire Bar Association

        Rhode Island Bar Association

        New Hampshire Women's Bar Association

        Member of the National Association of Bond Lawyers.