Devine Millimet lawyers routinely represent commercial financial institutions, venture capital firms, and private finance lenders, as well as borrowers in connection with complex secured and unsecured credit-based transactions. We provide aggressive, creative representation at a reasonable cost and are proud of our reputation for hard work and the ability to complete transactions.
Our work includes all facets of real estate-based lending (land and existing commercial facility-based acquisition financing, construction and permanent loans and other mortgage-based financing), securitized lending and structured finance, asset and cash-flow-based lending, equipment financing, venture capital financing, loan participations and syndications, intercreditor agreements, letters of credit and banker's acceptance facilities, and credit enhancement facilities for taxable and tax-exempt bond financings as well as direct purchases for such bonds.
Devine Millimet is the only New Hampshire-based law firm listed as recognized bond counsel in the Bond Buyer's "Red Book," and, as such, we have extensive experience with a wide variety of general obligation and revenue bond financings.
Devine Millimet represents clients in virtually all facets of commercial lending transactions, including loans secured by collateral such as machinery and equipment, accounts receivable, inventory, securities, various types of contracts, and other collateral, including aircraft and yachts. We help structure financing, draft document, negotiate and close commercial and other credit-based transactions for a variety of industries with manufacturers, distributors, retailers and service providers. We represent both lenders and borrowers in regard to asset-based loans, interest rate swaps, tax-exempt revenue bond financing, mezzanine and subordinated loans, highly leveraged loans, including buy-out type financing, letters of credit, commercial mortgage based financing, and standard loan structures. We also represent small- to middle-market sized companies with leveraged buy-out financing and large syndicated credit transactions to investment-grade corporations.
Real Estate-Based Financing
Devine Millimet represents borrowers, commercial lending institutions, and private financiers in the financing of existing buildings and facilities and construction-based lending. These projects, some of which involve multi-million dollar transactions, include office buildings, industrial and manufacturing facilities, hospitality and lodging facilities, retail properties, apartments and other multi-family housing, and nursing home and other healthcare-based facilities. We have represented multiple clients with respect to construction and permanent financing, purchase money loans, foreclosures and resales of all types of properties (commercial, industrial and multi-family residential dwelling unit properties), as well as seller-based financing arrangements.
Venture Capital and Private Equity
Devine Millimet's venture capital and private equity attorneys represent numerous early-stage funds and angel groups, private equity investors, and venture-backed businesses. Depending upon whether we are representing the fund, the private investor, or the company, we provide advice in formulating the appropriate terms and conditions of private equity investments. Our practice involves representation of all types of financing from early or seed stage investments through further additional rounds.
Regulation of Financial Institutions
We advise clients on the provisions of the currently effective Dodd-Frank Wall Street Reform and Consumer Protection Act. We also monitor rulemaking by the new Consumer Financial Protection Bureau.